You've lost your home to tax forfeiture. You've been through some difficult times.

But we can help you get a second chance, a fresh start.

When a property is sold through tax foreclosure for more than the amount owed in taxes, penalties, interest, and qualifying costs, the remaining proceeds may represent surplus funds belonging to the former property owner. Superior Equity Restoration works with former property owners to identify and pursue tax foreclosure surplus funds, excess proceeds, and remaining equity that may be available following the sale of their property.


The legal foundation for recovering surplus equity was reinforced by the United States Supreme Court in its 2023 decision in Tyler v. Hennepin County. The Court unanimously held that Hennepin County violated the Fifth Amendment when it retained the value of a former owner's property beyond the tax debt that was owed. The decision established important protections for property owners whose property value exceeds their outstanding tax obligations.


Request a free surplus funds review to determine whether funds may be available from a previous tax foreclosure or tax sale.

How the Surplus Funds Recovery Process Works

Recovering tax foreclosure surplus funds begins by determining whether excess proceeds remain after the property sale and whether you may have a valid claim to those funds. The process can include researching the foreclosure and sale, reviewing available public records, confirming ownership and eligibility, gathering required documentation, and determining the appropriate procedure for submitting a claim. Requirements and deadlines vary by state and jurisdiction, making it important to understand the rules that apply to the specific property.


Former property owners may not always realize that surplus funds are available. Notices are generally sent using the contact information available to the responsible government agency, and individuals who have moved or changed their contact information may not receive or recognize those notices. Superior Equity Restoration helps identify potential unclaimed foreclosure funds and guides qualifying former property owners through the recovery process.


Claim periods also vary significantly. Depending on the jurisdiction and circumstances, former owners may have a limited period to pursue surplus proceeds before additional restrictions apply. Acting promptly helps preserve available options and provides time to address documentation, ownership, court, or filing requirements associated with the claim.


Professional Assistance With Surplus Equity Claims


Former property owners may choose to pursue surplus funds independently or seek assistance from an attorney. However, tax foreclosure surplus recovery is a specialized process, and requirements can vary between states, counties, courts, and individual cases. Documentation errors, missed deadlines, ownership questions, and unfamiliar court procedures can make otherwise valid claims difficult to navigate.


Superior Equity Restoration focuses on helping former property owners understand and pursue these claims. The company is familiar with the processes, documents, and restrictions associated with surplus fund recovery and works with a nationwide network of attorneys experienced in navigating applicable legal and court procedures when legal assistance is required.


There are no upfront fees for Superior Equity Restoration's recovery services. Compensation is contingent upon a successful recovery. This means that we only get paid if we successfully recover your funds.

Foreclosure surplus funds are excess proceeds remaining after a tax-foreclosed property is sold and the applicable taxes, penalties, interest, and other qualifying obligations have been satisfied. Depending on the circumstances and applicable law, these remaining funds may belong to the former property owner or their heirs..

Common Questions About This Service


Foreclosure surplus funds are excess proceeds remaining after a tax-foreclosed property is sold and the applicable taxes, penalties, interest, and other qualifying obligations have been satisfied. Depending on the circumstances and applicable law, these remaining funds may belong to the former property owner or another eligible claimant.

What are tax foreclosure surplus funds?


You may have surplus funds available if your property was sold through a tax foreclosure or tax sale and the proceeds exceeded the qualifying amounts owed. The amount available and your eligibility to claim it depend on the sale, your ownership interest, applicable liens, and state or local requirements.

How do I know if I have surplus funds to claim?


Not necessarily. Government agencies generally follow specific notification procedures using the contact information available to them. If you moved after losing the property or your contact information changed, you may not have received or recognized a notice concerning available surplus proceeds.

Will the county contact me if I have money available?


Deadlines vary by state and jurisdiction. Some claims may remain available for years, while others are subject to considerably shorter filing periods or additional procedural requirements. Reviewing a potential claim promptly is important because missing an applicable deadline can affect your ability to recover the funds.

How long do I have to claim foreclosure surplus funds?


Can I recover surplus funds myself?


Yes, some people successfully navigate the process independently. However, many find the complexities of the systems, potential upfront legal fees, and attention to procedural details challenging. This is where we excel — we handle all upfront costs and the entire process, allowing you to focus on what matters most while we do the hard work to get your money back for you.



If you want to pursue the surplus funds yourself, we can point you in the right direction. And we will be here for you if you decide that you want to contract with us for help.

You pay nothing upfront. Ever. If we don't succeed in recovering funds for you, you pay nothing. We exist to help people who have lost their homes reclaim the equity they are legally owed — with no cost unless we succeed, and the conviction that justice is not just a legal concept, but a human one.

Do I have to pay anything upfront?


A Transparent Approach to Recovering Your Equity

Superior Equity Restoration helps former property owners investigate and pursue surplus funds that may remain after a tax foreclosure or tax sale. Every client is treated with respect, and the process is explained clearly without high-pressure tactics or judgment. The goal is to provide an honest and transparent path for determining whether funds are available and what steps may be necessary to recover them.


Schedule a free surplus funds consultation to determine whether you may have unclaimed equity or excess proceeds available from a previous property sale.